Edison National Bank
Personal Banking2018-04-19T16:02:41+00:00
Personal Banking

“A Smile says a thousand words. You can bank on that.”

— Janice Tingle, Concierge

Like Thomas Edison, we believe there is always “a better way.” Outstanding customer service lets customers know we truly care about their banking needs. Concierge Janice Tingle may be the first friendly face you meet at Edison National Bank, but she won’t be the last.

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Personal Checking Accounts

Edison National Bank offers a variety of personal checking accounts to fit your unique needs. All of our checking accounts come with convenient features such as our FREE OnLine AnyTime Banking with Bill Pay, Mobile Banking, debit card, and 24-hour Access Line.

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Premier Checking

Premier Checking offers two clear options to avoid the monthly service charge of $12.

There is no monthly service charge with a monthly recurring direct deposit or by maintaining a minimum daily balance of $1500.

Premier Checking offers the option of electronic or paper statements at no additional charge.

Enjoy the convenience of Mobile Banking along with free OnLine AnyTime Internet Banking and Bill Pay.

Minimum Deposit to open is only $50.

Edison Royal Checking

If you are 62 years of age or better, you will receive ‘Royal Treatment’… a wide range of banking services and privileges.

  • Free Edison Royal Customized Checks
  • Free Cashier’s Checks & Money Orders (up to 3 per month)
  • Free Notary Service
  • Free OnLine AnyTime Banking with Bill Pay

No monthly service charge with a monthly recurring (ACH) direct deposit or by maintaining a minimum daily balance of $1,000. Otherwise, the monthly service charge is just $8.

Earn interest on collected funds when maintaining a minimum balance of $500.

Minimum Deposit to open is only $50.

Checking with Interest

This account is designed for our customers who prefer to maintain higher balances while enjoying unlimited check writing.

Earn interest on funds based on the daily collected balance.

The monthly service charge of $15 can be avoided by maintaining a minimum daily balance of $1,000 or $5,000 combined average deposit balance during the statement cycle.

Enjoy free OnLine AnyTime Internet Banking and Bill Pay.

Minimum Deposit to open is only $50.

e-green Checking

e-green Checking is an all-electronic way to do banking, with checks available for occasional use. Save the environment by reducing the use of precious resources. Save time by logging onto OnLine AnyTime anywhere, and potentially save your identity by eliminating paper trails.

The monthly service charge is just $2.

  • Unlimited check writing
  • No minimum balance requirement
  • Electronic Statements *
  • Free OnLine AnyTime Banking with Bill Pay

Minimum Deposit to open is only $50.

*Paper statements are available for an additional $2 monthly

Come see us today to open an account. Click here for our locations.

Savings/Money Market/Certificates of Deposit

We believe saving is a big part of your overall financial health. We offer savings accounts to encourage the youth of today to start saving for their future.

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A perfect account to place those “Rainy” day dollars to save for that “Rainy” day. The monthly service charge of $5 can be avoided by maintaining a minimum daily balance of $500. Withdrawals/Debits in excess of 6 per month are $1 each. Minimum deposit to open is only $50.

* Important Notice about Money Market and Savings Account transaction limitations. Federal Regulation limits certain types of withdrawal and transfer transactions you can process from your savings or money market account to a maximum combined total of six (6) per month. Limited transactions include preauthorized or automatic transfers, telephone and online requests, by check, draft, debit card or similar order (including Point of Sale transactions). An ‘Exceeded legal limit debit fee’ of $3 will apply for each transaction that exceeds the regulatory limit.

One of our special young people of today may be our Thomas Edison of tomorrow. We welcome our young savers to bank their nickels and dimes in an account that has no minimum balance requirement and no monthly service charge. When the minor turns age 18, the account will graduate to the ‘Statement Savings’ account. Withdrawals/Debits in excess of 6 per month are $1 each. Minimum deposit to open is only $10.

* Important Notice about Money Market and Savings Account transaction limitations. Federal Regulation limits certain types of withdrawal and transfer transactions you can process from your savings or money market account to a maximum combined total of six (6) per month. Limited transactions include preauthorized or automatic transfers, telephone and online requests, by check, draft, debit card or similar order (including Point of Sale transactions). An ‘Exceeded legal limit debit fee’ of $3 will apply for each transaction that exceeds the regulatory limit.

Save more and earn higher rates. This tier based savings account is for the serious saver. The monthly service charge of $10 can be avoided by maintaining a minimum daily balance of $2500. Withdrawals/Debits in excess of 6 per month are $1 each. Minimum Deposit to open is only $50.

* Important Notice about Money Market and Savings Account transaction limitations. Federal Regulation limits certain types of withdrawal and transfer transactions you can process from your savings or money market account to a maximum combined total of six (6) per month. Limited transactions include preauthorized or automatic transfers, telephone and online requests, by check, draft, debit card or similar order (including Point of Sale transactions). An ‘Exceeded legal limit debit fee’ of $3 will apply for each transaction that exceeds the regulatory limit.

Earn attractive interest rates on your cash assets and still retain quick, easy access to your funds by check or transfer. The monthly service charge of $10 can be avoided by maintaining a minimum daily balance of $2,500. Minimum deposit to open is only $50.

*Important Notice about Money Market and Savings Account transaction limitations. Federal Regulation limits certain types of withdrawal and transfer transactions you can process from your savings or money market account to a maximum combined total of six (6) per month. Limited transactions include preauthorized or automatic transfers, telephone and online requests, by check, draft, debit card or similar order (including Point of Sale transactions). An ‘Exceeded legal limit debit fee’ of $3 will apply for each transaction that exceeds the regulatory limit.

Let your excess funds or retirement dollars work for you in a Certificate of Deposit (CD). We offer a variety of CD terms and can tailor them to meet your specific needs. Penalties may apply for early withdrawal.

Planning a comfortable retirement or college for the kids requires a realistic plan and commitment. How well you live tomorrow is determined by how well you plan today. Take advantage of the tax benefits and let your money work for you.

Safe deposit boxes offer a safe and secure place to keep family documents and heirlooms. Those items may include passports, birth certificates, jewelry, stock certificates, and items you could not easily replace. Enjoy the comfort of knowing that your valuables are protected and safe with a fire and water resistant box.

Note: The contents of your safe deposit box are not insured against loss by Edison National Bank. For your protection, you may wish to contact your insurance agent about insuring the contents of your safe deposit box. In addition, FDIC insurance is not applicable to the contents in your safe deposit box.